Senior Citizen Age Qualifiers:

60 Years

Area Agency on Aging

  • Congregate and Home Delivered Meals
  • In Home services
  • Information and Referral Assistance
  • Legal Assistance
  • Services provided under the Older Americans Act
  • Transportation

Income Maintenance Programs

  • For widow(er) remarrying, retention of Social Security benefits
  • Partial Social Security / Railroad Retirement survivor benefits for widow(er)

Ombudsman for the Institutionalized Elderly

  • Protection of rights for people in certain health facilities, and investigation of complaints of abuse

Public Guardian for Elderly Adults

  • Guardian or conservator of last resort for elderly adults with no willing or responsible family members or friends who can serve in those capacities

Recreation, Leisure, Entertainment

  • Through Area Agencies on Aging, participants of professional and nonprofessional artist and sculptors in New Jersey Senior Citizens Annual Juried Art Contest, and Exhibition

Taxes / Tax Benefits

  • Assistance with preparation of federal and New Jersey income tax returns by trained tax volunteers at neighborhood locations

Victims of Crime Compensation Board (ACT)

  • For victims of crimes, there is no out-of-pocket loss required before seeking compensation with the courts.

Volunteer Programs

  • Foster Grandparent Program: helping children with disabilities (small weekly stipend).^
  • Senior Companion Program: assisting frail elderly (small cash allowance).^

62 Years


  • Rutgers University: low-cost, tuition-free courses on space available basis

Housing / Housing Services

  • Eligibility for low cost senior housing, and for Congregate Housing Services Program. ^
  • Residents of multiple dwellings, rent grace of 5 days; protection against condo conversion. ^

Income Maintenance Programs

  • 80% Social Security / Railroad Retirement benefits for retirees.
  • Social Security survivor benefits for parents of deceased workers. ^

Recreation, Leisure, Entertainment

  • Clam, Oyster digging licenses for $2 processing fee
  • Free senior citizen pass to New Jersey historic sites, recreation areas
  • Golden Age Passport to national parks, forests, historic sites, recreation areas for a lifetime fee of $10

Taxes / Tax Benefits

  • Portion of pension exempted from New Jersey Gross Income Tax
  • Partial exemption of Realty Transfer Fee for homeowners selling home


  • Reduced fare on all intrastate, and most interstate trains, buses

65 Years


  • Public colleges, tuition free and reduced fee courses on space available basis

State Health Insurance Program

  • Volunteer Counselors assist Medicare enrollees of all ages with questions problems and claim forms related to Medicare, supplemental policies, and long-term care insurance.

Health and Wellness Programs

  • CCPED ^
  • HAAAD ^
  • Medicare and Medicaid ^
  • Medicare Prescription Plan D
  • Medically Needy Program ^
  • New Jersey Care ^
  • PAAD ^
  • Personal needs allowance (monthly) for residents of long term care facilities, boarding homes, and residential health care facilities ^
  • SLMB ^

Housing Assistance

  • Lifeline Credit Program ^

Income Maintenance Programs

  • 100% Social Security/Railroad Retirement Benefits for retirees Social Security benefits increase annually for each year benefits are not claimed.
  • Supplemental Security income to aid person with low incomes ^
  • Veterans Pension ^


  • 5% reduction in charges for personal injury protection and liability insurance for automobiles


  • Hunting and fishing licenses at reduced fees

^ = Income or other eligibility requirement